Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.
Questions? Visit the Bread Pay help center.
Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.
American Gem Society credit card is issued with approved credit by Wells Fargo Bank, N.A.
To apply for a credit decision, click the link below to apply with Wells Fargo. If, at any time, you have any questions, please feel free to contact Windsor by phone (800-605-1060) or by email, firstname.lastname@example.org. We will be happy to assist you to choose the plan that best fits your budget. Because this contract does not allow for phone orders, we ask that once you've applied, if are approved online, come in to the store to complete your transactions.
No interest if paid in full within 12 months with regular monthly payments
Interest will be charge to your account from the purchase date if the purchase balance is not paid in full within the promotional period.1
1. The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $480.00 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 06/01/2018 and is subject to change. For current information, call us at 1-800-431-5921.